How do I save money if I have no money to save?

I remember when I was argued by someone in one forum that some Pinoys or people as much as they want to save and invest don’t “really” have the money to do so. I said that it’s just a matter of increasing your income or decreasing your expenses or both in order to have savings to be used for investing.

Ponzi scheme masters of the new generation – Part 1

If you think the alleged ponzi scheme of Legacy Group owner Celso Delos Angeles is overwhelming, wait til you hear about Bernard Murdoch of the USA which is now jailed from pleading guilty of duping investors at an estimated US$65 Billion.

Every Juan is entitled to become financially comfortable but not everyone will

Just as I was reading a book by one of my greatest influences in the subject of money, Robert Kiyosaki, I thought of blogging about defining in the simplest way the meaning of the words – Financial Misery, Financial Security and Financial Freedom.

Below is as simple as I can explain it:

Basics of Money (possibility of being laid off)

Almost 3 days without blogging felt like forever… My last blog was “Ang Huling El Bimbo” which was about the final concert (according to them) by the now disbanded, Eraserheads. Been busy with the pre-launching preparations of my new online business that will start to operate hopefully by March 15, 2008 or if not, within the month.

Details of which will be posted here as well upon launch. But for now, let’s blog something about the reality of being laid-off by employers because this incident is often laughed at by employees not until they personally experience it which sometimes is too late for some people.

SSS may end on 2036 – another big reason to personally invest

“The actuarial life of SSS fund is estimated to last until 2036.”

These are the words of SSS President, Romulo Neri in the article at Inquirer.net. Actuarial life simply means life expectancy thus, in laymans terms, the statement above means the end of SSS is estimated on 2036 which is 26 years from now. And that is a big big problem to those who will retire by that year (I’m one of those possible to retire by that time).

It’s never too late to learn about money – YOU WISH!

You think you’re still young to give time in learning about money? Think again! While I was about to end my car registration in LTO a while ago, I got a chance to watch one of the two most popular noontime shows in Philippines TV. And the portion was when the host was asking intimate questions to an old female contestant (lola).